Terms & Conditions
Last updated: October 28, 2024
1. Agreement to Terms
By accessing finance-stuff.com, you agree to these Terms and Conditions. If you disagree with any part of these terms, please do not use our website.
2. Intellectual Property
2.1 Content Ownership
All content on Finance Stuff, including:
- Articles and educational materials
- Images and infographics
- Videos and animations
- Graphics and design elements
- Logos and branding materials
- Financial tools and calculators is owned by Finance Stuff and protected by copyright laws.
2.2 Limited License
We grant you permission to:
- View content for personal use
- Share content with proper attribution
- Print materials for personal reference
- Bookmark and share links to our content
You may not:
- Modify or distribute content commercially
- Copy or scrape content systematically
- Remove copyright notices or branding
- Create derivative works without permission
- Use our content for competing services
3. User Responsibilities
3.1 Account Security
If you create an account, you are responsible for:
- Maintaining password confidentiality
- Restricting account access
- All activities under your account
- Updating account information
- Reporting unauthorized access
3.2 Acceptable Use
You agree not to:
- Post harmful, illegal, or malicious content
- Impersonate others or misrepresent information
- Spread financial misinformation
- Engage in spamming or harassment
- Attempt to breach security measures
- Manipulate or abuse our services
4. Financial Content Disclaimer
4.1 Educational Purpose
Content on Finance Stuff is for educational purposes only. We do not provide:
- Personal financial advice
- Investment recommendations
- Tax or legal counsel
- Insurance advice
- Credit counseling
4.2 No Guarantees
We do not guarantee:
- Investment returns or results
- Trading or market performance
- Financial outcomes or success
- Accuracy of third-party information
- Availability of services
Always consult qualified professionals for personal advice.
5. Third-Party Links and Services
Finance Stuff may contain links to external websites. We:
- Are not responsible for third-party content
- Do not endorse linked websites or services
- Cannot guarantee external site security
- Are not liable for external site damages
- May receive compensation from some links
6. Service Modifications
We reserve the right to:
- Modify or discontinue services
- Update features and functionality
- Change content and materials
- Adjust pricing or terms
- Restrict access or eligibility
- Add or remove tools
7. Limitation of Liability
Finance Stuff is not liable for:
- Direct or indirect damages
- Lost profits or revenue
- Lost data or opportunities
- Service interruptions
- Third-party actions
- Technical issues or errors
- Investment losses
8. Indemnification
You agree to indemnify Finance Stuff against claims arising from:
- Your use of the website
- Content you submit or share
- Terms violations or breaches
- Legal violations
- Misuse of services
9. Governing Law
These terms are governed by applicable laws, without regard to conflict of law principles. Any disputes shall be resolved in the appropriate courts with jurisdiction.
10. Changes to Terms
We may modify these terms at any time. Changes are effective immediately upon posting. Continued use after changes constitutes acceptance.
11. Account Termination
We reserve the right to:
- Suspend or terminate accounts
- Remove or edit content
- Block access to services
- Delete inactive accounts
- Refuse service to anyone
12. Contact Information
For questions about these terms:
- Email: [email protected]
- Website: finance-stuff.com
- Response Time: Within 48 business hours
13. Severability
If any provision is found unenforceable, remaining terms remain in full effect and enforceable.